{ "categories": { "Platform Overview": { "logo": "public_resources/education/Academy/platform-overview.jpg", "description": "Overview of the Whealthcare Health and Elder Care Financial Planning Platform", "articles": [ { "id": 40010, "previewUrl": "preview/financial caretaking shots.png", "description": "A 30 question, 10 minute planning exercise that collects trusted contact information, and generates a customized plan outlining the steps you need to complete to get ready for the day you can no longer manage finances on your own.", "file": "Financial Caretaking Plan Overview.html" }, { "id": 40011, "previewUrl": "preview/whealthcare risk shots.png", "description": "A 26 question, 10 minute assessment that identifies behavioral traits that place a person at risk for poor financial decision-making and financial exploitation.", "file": "Whealthcare Risk Profile Overview.html" }, { "id": 40013, "previewUrl": "preview/webinar shot.png", "description": "Carolyn McClanahan provides overview of how to most effectively evaluate the results of the Whealthcare Planning assessments and communicate these results.", "file": "Evaluating and sharing reports webinar.html" }, { "id": 40014, "previewUrl": "preview/webinar shot.png", "description": "Whealthcare Planning Co-Founder Carolyn McClanahan, MD, CFP provides overview of the Whealthcare Planning health and aging-focused planning platform.", "file": "Whealthcare platform introduction webinar.html" }, { "id": 40012, "previewUrl": "preview/longterm care shots.png", "description": "A 60 question, 20 minute planning exercise that generates health care cost estimates, including for long-term care, plus a customized plan for managing life transitions.", "file": "Proactive Aging Plan Overview.html" } ] }, "Financial Caretaking": { "logo": "public_resources/education/Academy/financial-caretaking.jpg", "description": "Financial caretaking involves helping older adults make the best possible financial decisions. This includes establishing the criteria for delegating decision-making authority (e.g., bill pay) to trusted individuals.", "articles": [ { "id": 4001, "previewUrl": "preview/Family agreements - financial caretaking.jpg", "description": "By creating and using a family agreement for financial caretaking, you will reduce uncertainty, worry, family arguments, and the chance that you will experience financial fraud and abuse.", "file": "Family agreements - financial caretaking.html" }, { "id": 4002, "previewUrl": "preview/Picking a financial caretaker.jpg", "description": "At some point in your life, you may need a financial caretaker to help you manage finances. For some people, there may not be anyone who they can easily turn to. What do you do if you are in this situation?", "file": "Picking a financial caretaker.html" }, { "id": 4003, "previewUrl": "preview/Using a person designated as power of attorney to manage your affairs.jpg", "description": "Giving someone the ability to manage all your finances is a scary proposition. They have the ability to act for you in all financial matters. How can you make certain they will perform correctly and act in your interest?", "file": "Using a person designated as power of attorney to manage your affairs.html" } ] }, "Fraud and Abuse": { "logo": "public_resources/education/Academy/fraud-and-abuse.jpg", "description": "Financial abuse is rampant. It threatens family wealth, legacies, and security. Here are ways to help reduce you risk.", "articles": [ { "id": 5001, "previewUrl": "preview/How to do a credit freeze.jpg", "sliderPreviewUrl": "slider/How to do a credit freeze.jpg", "description": "A credit freeze restricts access to your credit report, which makes it difficult for people to open credit in your name. Especially if you no longer need to open new credit cards or take out loans, a credit freeze is a great way to reduce the chance of identity theft and fraud.", "slider": true, "file": "How to do a credit freeze.html" }, { "id": 5002, "previewUrl": "preview/Preventing fraud through notification and blocking of large transactions.jpg", "sliderPreviewUrl": "slider/Preventing fraud through notification and blocking of large transactions.jpg", "description": "The discovery of financial fraud often happens after the fact. Seniors are cajoled into giving a large donation or gift to a swindler and if lucky, the family will find out about this event until after the money disappears. What can be done to prevent this?", "slider": true, "file": "Preventing fraud through notification and blocking of large transactions.html" }, { "id": 5003, "previewUrl": "preview/hilary illick rectangle.jpg", "description": "Emmy Award-winning writer and executive coach Hilary Illick's father was in excellent physical and mental health before undergoing a routine cardiac ablation procedure at age 68. The procedure and its aftermath were anything but routine.", "file": "Lessons from a personal story.html" }, { "id": 5004, "previewUrl": "preview/loneliness as a risk.png", "description": "New York Times best-selling author and psychiatrist Edward Hallowell, MD, discusses the risks posed by loneliness in oldere adults.", "file": "Loneliness as a risk factor.html" }, { "id": 5005, "previewUrl": "preview/who is at risk.png", "description": "New York Times best-selling author and psychiatrist Edward Hallowell, MD, offers his views on who is at risk for finanical exploitation.", "file": "Who is at risk.html" }, { "id": 5007, "previewUrl": "preview/what should you do.png", "description": "Never worry alone. This is New York Times best-selling author and psychiatrist Dr. Edward Hallowell offers advice on what you should doi if you suspect a family member is suffering from dementia.", "file": "What you should do if you suspect a family member has dementia.html" }, { "id": 5006, "previewUrl": "preview/Protecting against financial fraud and abuse.jpg", "sliderPreviewUrl": "slider/Protecting against financial fraud and abuse.jpg", "description": "Financial fraud and abuse in the elderly is rampant. Many times, financial fraud occurs because the elderly person has lost the ability to make competent financial decisions. Here are ways to reduce your risk.", "slider": true, "file": "Protecting against financial fraud and abuse.html" } ] }, "Financial Management": { "logo": "public_resources/education/Academy/financial-management.jpg", "description": "The ability to make financial decisions is one of the first skills to decline with aging. The articles in this section address important issues related to financial management for families with aging parents.", "articles": [ { "id": 6001, "previewUrl": "preview/Creating online access to accounts.jpg", "description": "People are concerned bank accounts will be hacked, money will be stolen, and they will have identity theft. Unfortunately, these events can happen even if you never login online. How can this happen?", "file": "Creating online access to accounts.html" }, { "id": 6002, "previewUrl": "preview/Family agreements - financial assistance.jpg", "description": "Money issues are a major cause of family disagreements. When lending a financial hand to a family, it is important to set rules that will be followed.", "file": "Family agreements - financial assistance.html" }, { "id": 6003, "previewUrl": "preview/How to find a fiduciary financial adviser.jpg", "description": "Laws are changing to make it a requirement that a financial adviser place your needs first above the needs of their companies or themselves. What you need to know how to find an adviser who is truly working for you.", "file": "How to find a fiduciary financial adviser.html" }, { "id": 6004, "previewUrl": "preview/Investment policy statements.jpg", "description": "An investment policy statement is a document that outlines how your investments will be managed. Having a clear investment policy is a smart way to make certain all investment decisions align with your goals for your money.", "file": "Investment policy statements.html" }, { "id": 6005, "previewUrl": "preview/Providing financial support to others.jpg", "description": "Running out of money is a common fear for retirees. By discussing family financial situations in advance, you can decrease worry and mitigate family conflicts over money.", "file": "Providing financial support to others.html" }, { "id": 6006, "previewUrl": "preview/The importance of simplifying accounts.jpg", "description": "There are many reasons you may have multiple investment and banking accounts. These all seemed like a good idea at the time, but there are many reasons you should simplify.", "file": "The importance of simplifying accounts.html" }, { "id": 6007, "previewUrl": "preview/Using a custodian to hold assets.jpg", "description": "Discount brokers such as Schwab, Fidelity, and TD Ameritrade can act as “custodians“ to hold assets such as stocks, bonds, and mutual funds. They can hold almost any publicly traded asset.", "file": "Using a custodian to hold assets.html" }, { "id": 6008, "previewUrl": "preview/What is an account aggregator.jpg", "description": "Online access to accounts is convenient and easy. However, some people refuse to access accounts online in fear of fraud and identity theft. But by creating a login for your online access, you reduce your risk.", "file": "What is an account aggregator.html" }, { "id": 6009, "previewUrl": "preview/Password managers.jpg", "description": "Creating online access to your financial accounts is a good way to reduce unauthorized access. The biggest risk of fraud occurs when you choose simple passwords or use the same password for multiple accounts. What can you do?", "file": "Password managers.html" } ] }, "Healthcare Decision-making": { "logo": "public_resources/education/Academy/healthcare-decision-making.jpg", "description": "Health-related factors are the biggest threat to the financial security of older adults. Making matters worse, our health care system is complex and difficult to navigate. But there are steps you can take to reduce your risk.", "articles": [ { "id": 7001, "previewUrl": "preview/accepting health risks.jpg", "description": "Health depends on a number of factors - genetics, lifestyle, exposure to unknown toxic substances, and luck. You can live the healthiest lifestyle and still get cancer.", "file": "Accepting health risks.html" }, { "id": 7002, "previewUrl": "preview/healthcare mindset.jpg", "description": "Our attitude toward health care is shaped by various factors. Bad experiences or being too busy also might cause you to use the health care system less frequently. If you have had good experiences, you may tend to go to the doctor more frequently.", "file": "Healthcare mindset.html" }, { "id": 7003, "previewUrl": "preview/being an empowered patient.jpg", "description": "Our complex health care system is very difficult to navigate. Historically, doctors just told the patient what to do and that was it. We all know it doesn't work like this any more. ", "file": "Being an empowered patient.html" }, { "id": 7004, "previewUrl": "preview/palliative care.jpg", "description": "Our medical system is good at treating serious illnesses. But sometimes a health provider's focus on treating disease takes away from actually caring for the patient's symptoms. What can be done about this?", "file": "Explanation of palliative care.html" }, { "id": 7005, "previewUrl": "preview/dealing with your healthcare.jpg", "description": "Denial is a primitive defense mechanism of humans that starts in early childhood. But at some point, reality slaps us down. By continually operating in a space of denial, we are often ill prepared when reality can no longer be ignored.", "file": "Dealing with your healthcare status.html" }, { "id": 7007, "previewUrl": "preview/healthcare surrogate.jpg", "description": "What do health care surrogates do? They make your health care decisions if you are incapacitated and you are unable to make decisions for yourself.", "file": "How to pick your health care surrogate.html" }, { "id": 7006, "previewUrl": "preview/calculator2.jpg", "description": "Health care costs are spiraling out of control. New technology, advanced testing, and 'designer' drugs along with a 'fee for service' system encourages doctors to do more which piles on the health care costs. What can you do to get the care you need and keep costs under control?", "file": "Controlling your health care costs.html" } ] }, "Estate Planning": { "logo": "public_resources/education/Academy/estate-planning.jpg", "description": "It is important to make certain your assets pass to your beneficiaries in the manner you intend. Here are recommendations for making sure your estate planning wishes are carried out.", "articles": [ { "id": 8001, "previewUrl": "preview/choosing a beneficiary.jpg", "description": "Choosing beneficiaries to receive your assets may seem like a straightforward decision. The following are considerations when choosing beneficiaries.", "file": "Choosing the beneficiaries of your assets.html" }, { "id": 8002, "previewUrl": "preview/Dealing with hard assets.jpg", "description": "Hard assets come in many forms - gold, jewelry, cars, etc., Here's how to decide what you want to have happen should you lose the ability to manage them or in the event of your death.", "file": "Dealing with hard assets.html" }, { "id": 8003, "previewUrl": "preview/How to find unclaimed assets.jpg", "description": "There are many types of unclaimed assets back wages, old retirement plans, refunds, old bank accounts and savings bonds. How can you find unclaimed assets and claim them for free?", "file": "How to find unclaimed assets.html" }, { "id": 8004, "previewUrl": "preview/Letter of instruction for personal property.jpg", "description": "Family fights after death are often due to \"stuff\" you own. All states allow for non-financial assets to pass by virtue of a letter to your family outlining who is to receive your personal items. Here's how to do it.", "file": "Letter of instruction for personal property.html" }, { "id": 8005, "previewUrl": "preview/Planning your funeral.jpg", "description": "Death hits families hard, even when the death is an expected event. Planning your funeral in advance is a lovely gift to leave to your loved ones.", "file": "Planning your funeral.html" }, { "id": 8006, "previewUrl": "preview/Preparing for your pets.jpg", "description": "Pets have many benefits for the elderly. However, many people do not prepare for the possibility that their pets may outlive them. What can be done to ensure your pets receive the care they deserve?", "file": "Preparing for your pets.html" }, { "id": 8007, "previewUrl": "preview/What is a living trust.jpg", "description": "A living trust is a legal document created to hold your assets and dictate how they will be used during your life and disposed of after your death. This is different from a will in that a will only deals with the disposition of your assets after death", "file": "What is a living trust.html" }, { "id": 8009, "previewUrl": "preview/Acting as a power of attorney.jpg", "description": "Most often people name trusted family members or friends to act as their legal power of attorney in the event of illness or an accident", "file": "Acting as a power of attorney.html" }, { "id": 8008, "previewUrl": "preview/writing a will.jpg", "description": "Is a will really necessary? Most people own something, and a will allows orderly disposition of your assets and personal property.", "file": "Writing a will.html" } ] }, "Living Transitions": { "logo": "public_resources/education/Academy/living-transitions.jpg", "description": "Most people would prefer to stay in their homes as they age. But this is not always possible. So it is important to prepare for future changes in living situations.", "articles": [ { "id": 9001, "previewUrl": "preview/When to move to assisted.jpg", "description": "Aging in the home you love is the choice most people make. But even the best plans do not always work out. So it is good to think through the scenarios that warrant a move to assisted living or skilled care.", "file": "When to move to assisted living or skilled care.html" }, { "id": 9002, "previewUrl": "preview/Finding a continuing care retirement community.jpg", "description": "Continuing Care Retirement Communities (CCRC) provide what is called stepped care. It starts with independent living, then assisted living, and skilled nursing care all on the same campus.", "file": "Finding a continuing care retirement community.html" }, { "id": 9003, "previewUrl": "preview/Making a home aging friendly.jpg", "description": "Most people would prefer to grow old in their home for as long as possible. But there are a number of factors that can keep this from happening. But you can modified your home to accommodate you as you age.", "file": "Making a home aging friendly checklists.html" }, { "id": 9004, "previewUrl": "preview/Importance of maintaining relationships.jpg", "description": "Even the biggest introvert needs social interaction. Social isolation may cause depression, decreased physical activity, and can result in the dwindles, a medical condition describing and elderly person's withdrawal from life.", "file": "Importance of maintaining relationships.html" }, { "id": 9005, "previewUrl": "preview/Options for meals for the elderly.jpg", "description": "One consequence of aging is that food preparation may become more difficult. If you are having an issue preparing health meals, consider options for food delivery or food preparation.", "file": "Options for meals for the elderly.html" }, { "id": 9006, "previewUrl": "preview/Agreements on house upkeep.jpg", "description": "Home maintenance is a chore for some and a joy for others yet is a great way to stay active and healthy. Even with good health thoug, aging may impede your ability to care for your home in an appropriate fashion.", "file": "Agreements on house upkeep.html" }, { "id": 9007, "previewUrl": "preview/Arranging help for care at home.jpg", "description": "If you plan to age at home, at some point you will likely need people to help care for you. For many, family members will provide care. If the task of caring for you is too big for family members, you will need outside help.", "file": "Arranging help for your care at home.html" }, { "id": 9008, "previewUrl": "preview/Petition for guardianship.jpg", "description": "The reason to create a long term care plan is so you can age safely in the best possible situation. This can also save you and your family a tremendous amount of money and heartache by avoiding the need for guardianship.", "file": "Petition for guardianship.html" }, { "id": 9009, "previewUrl": "preview/Agreements on when to move.jpg", "description": "Most people want to age in place in their home. This is the best situation as long as the home is aging friendly and your health permits you to stay in your home safely. Problems occur once you are no longer safe in your home.", "file": "Agreements on when to move to a more appropriate environment.html" }, { "id": 9010, "previewUrl": "preview/Technology to make a home.jpg", "description": "The majority of individuals would like to grow old in their home. With proper preparation, aging in place is a realistic alternative to assisted living. Technology has greatly improved the ability to age in place.", "file": "Technology to make a home aging friendly.html" }, { "id": 9011, "previewUrl": "preview/Hiring help for home.jpg", "description": "A home requires ongoing maintenance. For many it is a chore but for some people it is a great way to get physical activity. At some point though, activities required for home upkeep may be dangerous for an elderly person.", "file": "Hiring help for home maintenance.html" } ] }, "Driving Transitions": { "logo": "public_resources/education/Academy/driving-transition.jpg", "description": "Aging does not necessarily mean giving up your ability to get around town. By preparing in advance for alternative transportation, independence can be maintained.", "articles": [ { "id": 10001, "previewUrl": "preview/Alternative transportation.jpg", "description": "Losing the ability to drive is a devastating part of aging. By preparing in advance for alternative transportation, independence can be maintained...", "file": "Alternative transportation.html" }, { "id": 10002, "previewUrl": "preview/Driving classes and assessments.jpg", "description": "Aging does not necessarily mean you must give up driving anytime soon. With proper planning, your driving skills may stay intact for a very long time.", "file": "Driving classes and assessments.html" }, { "id": 10003, "previewUrl": "preview/Family agreements on driving.jpg", "description": "As people age, cognitive function and motor skills decrease, sometimes without us even noticing. This questionnaire is designed to help your family know what to do...", "file": "Family agreements on driving.html" } ] } }, "researchTemplate": "research.html" }